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OUR PRODUCTS

Medical Plans
We have a plan to meet your needs whether it be Fully-Insured, Self-Funded or Limited Benefit Plans. We even have Voluntary Limited Indemnity Plans that provide Doctor visit Copays, Prescription Drug Copays, and Hospitalization Benefits. Employers will find that our Service and Quality are unmatched. Consultation, Enrollment and Administrative Assistance is provided free of charge. 

Cancer Plans (Voluntary)

The Voluntary Cancer Insurance available is especially designed for the members of Textile and Sewn Products Industry. Cancer Plans provide protection over and above that provided by medical insurance. Special to our program is the availability of coverage to those that have been “treatment free” for as little as 6 months...at STANDARD RATES!!!. Most carriers require 5 and 10 years “certified cancer free” ...a big difference to you and your employees. Employees can use benefits to pay for deductibles, coinsurances, household bills or however they see fit...and our rates are highly competitive. Call today to make this plan available to your employees at NO Cost to the employer.

Permanent Life Insurance (Voluntary)
The Voluntary Permanent Life Insurance available is especially designed for the members of Textile and Sewn Products Industry. The program is an interest sensitive whole life program that takes into consideration the need for a low weekly premium, yet still maintain excellent coverage for employees as well as their family members.
This program features:
Higher levels of Guaranteed coverage
Employees are guaranteed to increase their coverage at any time during their employment.
Guaranteed coverage also available for spouses, children and grandchildren
Employees have NO Participation requirements to implement the plan and the same coverage goes with the employee if they leave the company at the same cost.

Disability Income Insurance
Professional Financial Planning Inc. has successfully negotiated special Disability Plans that help employees obtain lower cost on Disability Income Insurance. We’ve even placed caps on the rate increases employers/employees can normally receive if losses due to disability claims are large. This type of protection is important when trying to control the bottom line. We have both Employer Paid and Voluntary Plans available at preferential rates for the industry along with higher guarantees built into our plans.

Other Plans Also Available
Group Term Life
Group Dental/Vision
Group Disability (Reduced rates as well as caps on increases due to high loss ratios)
Voluntary Indemnity Medical Plans
Voluntary Term
Voluntary Dental Plans
401K Retirement Plans
Key Man Life & Disability Insurance
Buy/Sell Life & Disability Funding
And much more…
 

Individual Plans (Click the active Links below for more info or to enroll where available)
Individual Major Medical
Short Term Medical
Foreign / International Travel Medical
Dental
Rx / Prescription Drug Plans
Disability
Long Term Care Insurance
Long Term Care Annuities
Low Cost Term Life
Universal Life
Whole Life
Final Expense Life
Children's Life Policies
Cancer, Accident, and Critical Illness Policies